26-Week Savings Challenge India (2026 Edition)
Last year, a colleague of mine—IT job, decent salary—confessed something during lunch.“Every month, salary comes. Every month, money disappears.” No debt.No luxury lifestyle.Still zero savings. […]
Articles by Oviyan K N
Common SIP Mistakes Indians Must Avoid in 2026
A colleague once told me proudly,“I’ve been doing SIP for 3 years. Still no returns.” He wasn’t lying.He was confused. When we checked his investments, […]
Stock Market Terms Beginners Must Know in 2026
The first time I opened a stock app, I felt stupid. Words like market cap, PE ratio, bullish, SIP, IPO were flying everywhere.Everyone else looked […]
Biggest Money Leaks Indians Must Stop: Save More Without Earning More
Where Is Your Money Really Going? Last month, Ramesh checked his bank statement late at night. Salary had come on the 1st. By the 20th, […]
Types of Stocks in India: The Ultimate Beginner’s Guide to Smart Investing (2026)
Let’s start with a small story you’ll probably relate to. One evening, Arjun — a 27-year-old working professional from Chennai — sat at his desk […]
SIP vs Lump Sum — Which is Better?
Ravi still remembers that evening in 2020. He had just received a bonus of ₹1.5 lakh. His colleague said, “Put it as a lump sum. […]
Groww vs Zerodha vs Upstox (2026 Comparison)
Last year, my cousin Ramesh finally decided to invest in the stock market. Salary credit came. Bills paid. A little money left.He opened Google… and […]
How to Track Every Rupee Without Stress (2026)
Track expenses in India doesn’t have to feel stressful or restrictive.Last month, a friend told me something that stuck. “I earn well. I save something. […]
How to Store Crypto Safely in India (2026 Guide)
Rohit, a 32-year-old from Pune, still remembers the night his heart dropped. He opened his crypto app to check his balance… and everything was gone. […]
How AI Predicts Stock Market Trends
Most people in India start investing with hope. Hope that the market will rise. Hope that their stocks will perform. Hope that things will work […]